Ever had that sinking feeling after mailing a check, wondering if someone could alter the amount or payee? Check washing is a real thing, and it’s way easier for criminals than you might think. Fortunately, you can protect yourself with the right kind of pen. These pens use special inks that bond with the paper, making it super difficult to erase or change what you’ve written. Let’s look at some of the best pens designed to keep your checks safe from fraud.
Here’s a quick look at our top picks for pens to prevent check washing:
- Uni-ball 207 Gel Pen: A popular choice for everyday writing and check security.
- Pilot Precise V5: Known for its smooth writing and vibrant, secure ink.
- Sharpie Roller Pen: Combines the boldness of a Sharpie with the precision of a pen.
- TUL GL Series Retractable Gel Pens: A reliable option for smudge-free and secure writing.
- Paper Mate InkJoy Gel Pens: Great for everyday use with added security features.
Top 5 Best Pens to Prevent Check Washing
1. Uni-ball 207 Gel Pen
The Uni-ball 207 is a classic for a reason. It’s a reliable gel pen that uses Uni Super Ink, which is specially formulated to become trapped in paper, making it extremely difficult to alter. This pen is a great all-around choice for anyone who wants to add a layer of security to their checks and important documents.
Pros:
- ✅ Contains Uni Super Ink, which is fraud-resistant.
- ✅ Comfortable grip for extended writing sessions.
- ✅ Widely available and affordable.
Cons:
- ❌ Can sometimes smudge if not fully dry.
- ❌ Not as bold as some other security pens.
- ❌ Some users find the ink flow inconsistent.
Verdict: A solid choice for everyday use and reliable check protection. Ideal for those who want a balance of affordability and security.
2. Pilot Precise V5
The Pilot Precise V5 is another favorite for its smooth writing experience and vibrant ink. While not explicitly marketed as a security pen, the ink is resistant to many common check-washing methods. I’ve personally used these for years, and the fine point makes writing neatly a breeze.
Pros:
- ✅ Very smooth and precise writing.
- ✅ Water-resistant ink.
- ✅ Durable tip for consistent line width.
Cons:
- ❌ Not specifically designed for check fraud prevention.
- ❌ Can bleed through thinner paper.
- ❌ Ink can fade over time if exposed to sunlight.
Verdict: A great option if you prioritize writing quality and need water-resistant ink. While it offers some level of security, consider pairing it with other protective measures.
3. Sharpie Roller Pen
If you like the boldness of a Sharpie but need the precision of a pen, the Sharpie Roller Pen is an excellent choice. The ink is designed to be permanent and fade-resistant, making it harder to alter checks and documents. It’s a great option for those who prefer a bolder line and want a pen that makes a statement.
Pros:
- ✅ Bold, vivid ink.
- ✅ Fade-resistant and permanent.
- ✅ Smooth, consistent ink flow.
Cons:
- ❌ Can bleed through some types of paper.
- ❌ May be too bold for very small writing.
- ❌ Not specifically marketed for check fraud prevention.
Verdict: A good option if you want a pen with a strong, permanent ink that’s harder to erase. Just be mindful of potential bleed-through on thinner papers.
4. TUL GL Series Retractable Gel Pens
TUL GL Series pens are known for their reliable performance and smudge-free writing. The gel ink is designed to dry quickly and resist fading, making them a solid choice for important documents. Plus, the retractable design is super convenient. I always keep a couple of these in my bag.
Pros:
- ✅ Smudge-resistant ink.
- ✅ Retractable design for convenience.
- ✅ Comfortable grip.
Cons:
- ❌ Not specifically formulated for check fraud prevention.
- ❌ Can be slightly more expensive than other options.
- ❌ Ink may not be as bold as some other gel pens.
Verdict: A dependable choice for everyday writing and document security. The smudge-resistant ink is a definite plus.
5. Paper Mate InkJoy Gel Pens
Paper Mate InkJoy Gel Pens are popular for their smooth writing and vibrant colors. While primarily designed for everyday use, they offer some level of security due to their quick-drying ink that resists smudging. They’re a good option if you want a fun and reliable pen with added security features.
Pros:
- ✅ Smooth, consistent ink flow.
- ✅ Quick-drying ink to prevent smudging.
- ✅ Available in a variety of colors.
Cons:
- ❌ Not specifically designed for check fraud prevention.
- ❌ May bleed through thinner paper.
- ❌ Ink may fade over time.
Verdict: A fun and functional option for everyday writing with some added security benefits. Ideal for those who want a colorful pen that also provides some protection against fraud.
Buying Guide
Choosing the right pen to protect against check washing involves considering a few key factors. Here’s what to keep in mind:
- Ink Type: Look for pens with gel ink or specialized security ink, like Uni Super Ink. These inks are designed to bond with the paper, making them harder to erase or alter.
- Water Resistance: Water-resistant ink can prevent criminals from using water-based solvents to wash the check.
- Fade Resistance: Fade-resistant ink ensures that your writing remains legible over time and is less susceptible to alteration.
- Point Size: A fine or medium point is generally better for writing checks, as it allows for clear and precise handwriting.
- Comfort and Grip: Consider the comfort of the pen, especially if you write checks frequently. A comfortable grip can make the writing process easier and more secure.
- Price: Security pens range in price, so consider your budget. A slightly more expensive pen might offer better protection.
- Read Reviews: Before buying, read reviews from other users to get an idea of the pen’s performance and reliability.
FAQs
Q: What is check washing?
A: Check washing is a type of fraud where criminals use chemicals to erase the ink on a check, allowing them to change the payee and amount.
Q: Do security pens really work?
A: Yes, security pens with specialized inks make it much more difficult for criminals to alter checks. While no pen is 100% foolproof, they offer a significant layer of protection.
Q: Can I use a regular ballpoint pen for writing checks?
A: While you can, it’s not recommended. Regular ballpoint pen ink is easier to erase than the ink used in security pens.
Q: Where can I buy security pens?
A: Security pens are available at most office supply stores, as well as online retailers like Amazon.
Q: Are there other ways to protect my checks?
A: Yes, you can also use services like online bill pay, monitor your bank statements regularly, and consider using a check fraud protection service offered by your bank.
Conclusion
Protecting your checks from fraud is easier than you might think, and using the right pen is a great first step. While no pen can guarantee complete protection, choosing one with security ink and water-resistant properties can significantly reduce your risk. Consider your writing style, budget, and desired level of security when making your choice, and remember to combine a good pen with other protective measures for maximum security. Stay safe out there!
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