Symmetry Financial Group is often referred to as Symmetry Life Insurance. It is a leading insurance marketing organization headquartered in Swannanoa, North Carolina. Founded in 2009, Symmetry has experienced rapid growth, earning recognition as one of the fastest-growing companies in the insurance industry.
As a subsidiary of Quility, an award-winning insurtech company, Symmetry combines cutting-edge technology with a vast network of over 80 insurance carriers to offer tailored life insurance solutions.
Symmetry’s mission is to bring balance to the professional and personal lives of independent insurance agents while providing clients with reliable financial protection. The company has built a reputation for its innovative approach, supportive culture, and commitment to simplifying the life insurance process.
Whether you’re a potential client seeking coverage or an aspiring agent looking for a career opportunity, Symmetry offers a unique blend of products and services designed to meet diverse needs.
Table of Contents
Basic Of Life Insurance
Life insurance is a contract between an individual and an insurance company. The insurer agrees to pay a death benefit to the policyholder’s beneficiaries upon their passing, in exchange for regular premium payments. This financial tool provides peace of mind, ensuring that loved ones are protected from financial hardship. Life insurance can cover expenses like mortgages, funeral costs, or even serve as a savings vehicle.
There are several types of life insurance, each serving a specific purpose:
- Term Life Insurance: Covers a specific period, such as 10, 20, or 30 years. It’s often the most affordable option and ideal for temporary needs, like paying off a mortgage.
- Whole Life Insurance: Provides lifelong coverage as long as premiums are paid. It builds cash value over time, which can be borrowed against or used to offset premiums.
- Universal Life Insurance: A flexible permanent policy that allows adjustments to premiums and death benefits. It also accumulates cash value with interest.
- Mortgage Protection Insurance: A type of term life insurance designed to pay off a mortgage balance if the policyholder dies, protecting families from losing their home.
- Final Expense Insurance: A smaller whole life policy aimed at covering funeral and burial costs, typically for older individuals on fixed incomes.
Symmetry Financial Group focuses on delivering these products through a client-centered approach, ensuring that policies align with each individual’s budget and goals.
Symmetry’s Specialization in Life Insurance
Symmetry Financial Group excels in two key areas: mortgage protection insurance and final expense insurance. These products address specific financial concerns, making them popular choices for many clients.
Mortgage Protection Insurance
Mortgage protection insurance is designed for new homeowners or those who have recently refinanced their mortgage. If the policyholder passes away unexpectedly, the policy pays off the remaining mortgage balance, ensuring that the family can remain in their home without financial strain. Symmetry’s agents are trained to educate clients on their options, using a non-pressure sales approach to find the best-fit policy for each individual.
Final Expense Insurance
Final expense insurance is designed for older individuals, typically those with fixed incomes, who want to cover end-of-life expenses, such as funeral costs or cremation services. This type of policy ensures that families are not burdened with these costs during a difficult time. Symmetry’s expertise in this area makes it a go-to choice for those planning for their final expenses.
Proprietary Products from Quility
As a subsidiary of Quility, Symmetry offers access to proprietary life insurance products that stand out in the industry. One notable offering is Quility Secure Future Complete (QSFC), a portfolio of instant-decision whole life insurance policies launched in June 2024. QSFC includes four products:
| Product Name | Description |
| Express Issue Premier | A whole life policy with simplified underwriting for quick approval. |
| Express Issue Deluxe | Offers enhanced benefits for clients seeking comprehensive coverage. |
| Express Issue Whole Life | A standard whole life option with flexible coverage amounts. |
| Guaranteed Issue Whole Life | Designed for those previously declined, with no medical exam required. |
These products are available for ages 20 to 80 and provide up to $100,000 in coverage, making them ideal for clients with health impairments or those deemed uninsurable by other carriers.
Additionally, Quility offers a digital term life insurance product that can be applied for and issued online in as little as 10 minutes. This streamlined process, available through Quility Navigator, reflects Symmetry’s commitment to modernizing the life insurance experience.
How Symmetry Supports Its Agents
Symmetry Financial Group is not just about selling insurance; it’s about empowering agents to build successful careers. The company offers a comprehensive suite of tools and resources to support agents in thriving in the competitive insurance industry.
Leads Program
Through Quility LeadStream, Symmetry provides agents with high-quality leads tailored to their experience level. This program helps agents connect with potential clients efficiently, whether they’re new to the industry or seasoned professionals.
Training and Support
Symmetry offers comprehensive training through in-person events, webinars, and digital courses. These resources cover everything from product knowledge to sales techniques, ensuring agents are well-equipped to serve their clients. The company also provides ongoing support to help agents navigate challenges and stay updated on industry trends.
Technology Platform
Quility’s proprietary platform, Quility Navigator, streamlines the insurance process. Agents can use it to quote policies, select the best-fit product, and manage applications, all in one centralized hub. This technology reduces administrative burdens, allowing agents to focus on building client relationships.
Licensing Assistance
For those new to the insurance industry, Symmetry offers guidance through the licensing process. The company provides tools and resources to help agents obtain the necessary certifications, making it easier to start their careers.
Agents can work remotely, setting their schedules, which promotes a flexible work-life balance. The opportunity to earn passive income through residual commissions further enhances Symmetry’s appeal for insurance professionals.
A Culture of Excellence
Symmetry Financial Group is renowned for its positive and supportive company culture. In 2017 and 2018, Entrepreneur magazine recognized Symmetry as having a Top Company Culture, a testament to its commitment to fostering a thriving environment for agents and staff. The company’s core values—integrity, innovation, and community—are evident in its operations and interactions with clients and partners.
Agent testimonials highlight the life-changing opportunities that Symmetry provides. For example, agents have praised the company’s supportive atmosphere, comprehensive resources, and the ability to make a meaningful impact in clients’ lives. This focus on professional growth and well-being sets Symmetry apart in the insurance industry.
Partnerships and Industry Recognition
Symmetry works with a wide range of reputable insurance carriers, including Mutual of Omaha, Foresters, and Transamerica, ensuring that agents have access to a diverse product portfolio. This enables Symmetry to provide customized solutions that cater to clients’ unique needs and budgets.
The company’s parent, Quility, is a leader in the insurtech industry, recognized for its proprietary platforms and products. Quility’s Navigator platform, launched in July 2023, has revolutionized the way agents quote and sell insurance, offering a seamless, tech-driven experience.
Symmetry’s commitment to excellence is further evidenced by its BBB accreditation and A rating, despite some customer complaints. The company’s focus on transparency and client satisfaction helps maintain its strong reputation.
Why Symmetry Stands Out
Symmetry Financial Group distinguishes itself through its innovative products, agent-centric model, and commitment to client satisfaction. By offering digital solutions like Quility Secure Future Complete and a streamlined term life product, Symmetry makes life insurance more accessible and affordable. Its support for agents, including leads, training, and technology, empowers them to succeed while maintaining flexibility.
For clients, Symmetry provides peace of mind through tailored insurance solutions. Whether it’s protecting a home with mortgage protection insurance or planning for final expenses, Symmetry’s products are designed to meet real-world needs. The company’s emphasis on education and transparency ensures that clients understand their options and feel confident in their choices.
Conclusion
Symmetry Financial Group, through its partnership with Quility, is reshaping the life insurance industry. By focusing on mortgage protection and final expense insurance, offering proprietary digital products, and providing unparalleled support for agents, Symmetry delivers value to both clients and professionals. Its award-winning culture and innovative technology make it a standout choice for those seeking financial security or a rewarding career in the insurance industry.
Whether you’re looking to protect your family’s future or build a career as an insurance agent, Symmetry Financial Group offers a pathway to success. With its client-centered approach and commitment to excellence, Symmetry is well-positioned to continue leading the way in life insurance solutions.
